December 6, 2025 – If you’ve ever gotten those annoying Cash App referral texts you didn’t sign up for, good news: A $12.5 million class action settlement could land you up to $147 in free cash. The lawsuit, Bottoms v. Block, Inc. (Cash App’s parent), claims the app violated Washington law by sending unsolicited promotional messages without clear consent. Cash App denies wrongdoing but agreed to the deal to wrap things up. Eligible folks – mostly Washington residents who got those texts – can claim $88 to $147 each, depending on how many file. The fund covers payouts, legal fees, and admin costs. With the claims deadline just passed (November 27, 2025), if you submitted on time, payments could hit early 2026. This no-fluff guide (updated December 6) walks you through eligibility, claims (even late), and timelines – plus scam alerts, since fakes are rampant. Millions qualify – check now, it takes 2 minutes.
What Is the Cash App $147 Settlement 2025? Quick Overview
The settlement resolves claims that Cash App’s “Invite Friends” feature let users spam contacts with promo texts like “Join Cash App with [code]” without proper opt-in, breaching Washington’s Consumer Protection Act and anti-spam laws. It covers messages from November 14, 2019, to August 7, 2025. No proof of harm needed for basic payout – just confirm you got the text as a Washington resident. The $12.5M pot means average $88-$147 per claim (higher if fewer file; lower if flooded). Final approval? December 2, 2025 hearing – expect the green light soon. Payouts? Late 2025 or early 2026 via check, direct deposit, or digital wallet. Track at the official site:
Key Facts Table
| Aspect | Details |
|---|---|
| Settlement Amount | $12.5 million total fund |
| Individual Payout | $88–$147 (based on claims filed) |
| Covered Period | Nov 14, 2019 – Aug 7, 2025 |
| Who? | Washington residents who got unsolicited Cash App referral texts |
| Deadline | Claims: Nov 27, 2025 (passed; late possible with good reason) |
| Payout Timeline | Early 2026 (60-90 days post-approval); appeals could delay to mid-2026 |
Cash App adds no admission of guilt but must improve text consent rules for 3 years.
Who Qualifies for the Cash App $147 Settlement? Simple Eligibility Check
You qualify if:
- You lived in Washington when you got the text.
- Received a Cash App referral promo (e.g., “Cash App – [code] to get $5”).
- No prior clear consent for that specific message.
- Not excluded: Cash App/Block employees, families, or those who opted out earlier.
No proof needed – self-certify via phone/email. ~Thousands affected; automatic if you got a notice (check spam). Even without notice? Use the site’s lookup tool with your number/email.
Eligibility Quick Quiz Table (Answer Yes to All?)
| Question | Yes? |
|---|---|
| Were you a Washington resident Nov 2019–Aug 2025? | [ ] |
| Got a Cash App referral text (not payment alerts)? | [ ] |
| Didn’t opt-in for promo texts? | [ ] |
| Not an employee/family? | [ ] |
All yes? You’re in – head to the site for your Notice ID. Excluded? No payout, but you can object (deadline passed).
Super-Easy Step-by-Step Claim Guide: Get Your $147 Share (Even If Late)
Claims closed November 27, 2025 – but if you missed it with good cause (e.g., no notice), petition the court post-approval. Here’s how (2-5 minutes online):
- Visit Official Site: Go to www.bottomstextsettlement.com – bookmark it; ignore fake sites/emails.
- Check/Lookup: Enter phone/email for Notice ID (if emailed) or search tool. No ID? Self-file with details.
- Fill Form: Confirm eligibility (name, address at time, phone received text). No docs needed for basic $88-$147. Add proof for extras (e.g., time lost disputing).
- Submit & Verify: Online (preferred) or mail paper form. Instant confirmation email. Late? Email administrator@bottomstextsettlement.com with reason.
- Track Status: Site dashboard or email alerts. Post-approval (Dec 2025), get payout option (check/deposit). Questions? Call 1-833-###-#### (toll-free helpline).
Pro Tips: Use desktop for ease; save PDF confirmation. Scams mimic this – official URL only. If denied, appeal free.
Key Dates & Timelines: Track Your Cash App $147 Payout
| Milestone | Date | What Happens |
|---|---|---|
| Preliminary Approval | October 2025 | Notice sent to ~thousands; claims open |
| Claims Deadline | November 27, 2025 | File by this – late petitions possible |
| Final Approval Hearing | December 2, 2025 | Court OKs; objections reviewed |
| Payout Start | Early 2026 (60-90 days post-approval) | Checks/deposits; ~$88-$147 each |
| If Appeals | Mid-2026 | Delays payout; track site |
| Fund Close | Late 2026 | Unclaimed reverts to Cash App |
Expect 30-day notice before payout. High claims? $88; low? Closer to $147. Admin fee: ~$5M from pot.
Beware Scams: How to Spot Fakes & Protect Your Claim
Fraudsters love settlements – red flags:
- Unsolicited emails/texts with “claim now” links (official notices from settlement admin only).
- Demands for SSN/bank info upfront (site needs minimal; verify later).
- Fake sites like “cashapp147claim.com” (stick to bottomstextsettlement.com).
- “Guaranteed $147” promises (actual varies).
Safe Steps: Forward scams to FTC.gov/complaint or IRS phishing@irs.gov. Use antivirus; change passwords if clicked. Helpline verifies legit queries.
Beyond the Settlement: More 2025 Cash Wins for Cash App Users
Tie this to bigger perks:
- Data Breach Alerts: If hacked 2021-2023, check classaction.org for extras (up to $2,500).
- Fraud Reimbursements: Cash App refunds unauthorized txns – report at cash.app/help.
- Tax Perks: EITC up to $7,830 on 2025 returns if low-income; file early.
- State Rebates: WA folks? Stack with property rebates (up to $1,000 by Dec 31).
The Cash App $147 settlement? Easy win for WA textees – file (or petition) today, track Dec 2 hearing. Missed deadline? Still worth checking the site. Got a notice? You’re golden. Questions on eligibility? Drop your state/phone era below – we’ll point you right. Claim smart, cash happy holidays!