December 6, 2025 – If you’ve been scrolling feeds promising a $2,000 direct deposit landing in your bank account this November or December, you’re not alone. With holiday costs up 3% and inflation at 2.5% for basics, these claims – from “IRS approves November 18 start” to “batches thru December” – have racked millions of views. But the IRS has zero such program: No approvals, no timelines, no money moving. Commissioner Danny Werfel: “Pure scams – we never text or email for info.” The buzz? Fake sites peddling Trump’s unpassed tariff dividend proposal ($2,000/person from import taxes, excluding high earners), with bogus “November 15-30” dates. Hawley’s bill? Stalled. COVID? Closed April 15. FTC: 170K+ IRS scams in 2025. Report to phishing@irs.gov. Exact timing? None for feds – but states paid November waves (AK PFD, NM rebates), December ongoing. $72B unclaimed – this guide debunks the myth, timelines the proposal (mid-2026 hopeful), and preps you for real cash.
Why No $2,000 Direct Deposit in November/December 2025? The Hoax Breakdown
November’s viral storm? Unverified blogs claiming “IRS greenlights $2,000 starting November 18” or “batches thru December” – all fiction, no IRS trace. IRS site: Tax reminders only. Trump’s tariff dividend? November 9 post went viral, but it’s a proposal – $195B tariffs FY25, but $600B for one round? No. Hawley’s act ($600-$2,400/family)? No vote. States? Delivered November (AK residuals, NM rebates) – December follows.
Myth vs. Fact
- Myth: IRS auto $2,000 Nov 15-30/Dec batches.
- Fact: 2026 proposal; states Nov/Dec.
Qualification Guide for $2000 Direct Deposit Federal Proposal: 2026 Rules
No fed now – from Trump/Hawley: U.S. residency, SSN, 2024 AGI <$75K single/$150K joint (full; $0 at $100K). Families: +$600/kid, max $2,400 for four. Non-filers: Simple return. SSI/SSDI/VA: Auto if fit. ~123M <$100K.
| Group | Qualifies? (If Passed) | Est. Amount | Key Rule |
|---|---|---|---|
| Singles <$75K | Yes (Full) | $2,000 | 2024 AGI; SSN |
| Families <$150K (4) | Yes (Max) | $2,400 | $600/person + kids |
| $75K-$100K | Partial | $500-$1,500 | Phases out |
| Over $100K | No | $0 | Excluded |
| SSI/SSDI Low-Income | Yes | $2,000 | Auto via records |
Exact Timing for $2000 Direct Deposit Federal Proposal: November 2025 None, 2026 Mid-Year Hopeful
No November federal – IRS e-file refunds 21 days max. Proposal: Mid-2026 if approved, batches weekly deposit/check. Track IRS.gov.
Proposal Timeline
- Congress Vote: Early 2026.
- Payouts: Mid-2026.
Real November/December State Relief
November paid (AK, NM); December on.
| State | Payment Window | Method | Dec 6 Status |
|---|---|---|---|
| Alaska PFD ($1,702) | Dec 18, 2025 | Deposit/check | Residuals Nov/Dec; 95%+ out |
| New York Rebate | Nov 25-Dec 20, 2025 | Check/deposit | Seniors Nov; 8M Dec |
| Pennsylvania Property | Nov-Dec 2025-Jan 2026 | Check/deposit | Apply by Dec 31; Nov starters |
| Colorado TABOR | Nov-Dec 31, 2025 | Refund/deposit | 2024 filers Nov/Dec |
What Americans Should Prepare For: 5 Steps to Real Relief
No November fed – prep 2026, snag states: 15 mins.
- File 2024 Taxes: Free File (<$79K); dependents max.
- Update IRS/Bank: Routing IRS.gov; SSA benefits.
- Track Proposal: Congress.gov Hawley; senators.
- State Claim: “[State] rebate 2025”; e-file auto.
- Scam Block: No texts; FTC.gov. IRS: 800-829-1040.
VITA: Free.
Stack November/December: $2,000+ Sans Feds
States: SS COLA (2.8%, +$56 Jan 2026); LIHEAP ($200-1K heating); EITC ($7,830 2025 taxes). Tariff? $3T decade, $600B/round tough. SNAP: Groceries.