Every month, over 5.5 million disabled veterans receive tax-free VA compensation. In 2025, thanks to a 2.5% COLA increase, the highest 100% rating with no dependents now pays $4,196.41 — the largest monthly check in VA history!
Why the 2025 Payments Are Higher Than Ever
The 2025 Cost-of-Living Adjustment (COLA) of 2.5% was officially locked in October 2024. This is the same increase Social Security recipients get. It pushes the old 2024 max rate of $4,097 up to $4,196 starting with the December 1, 2024 payment that lands in November 2025 for most veterans.
2025-2026 VA Disability Payment Schedule (Full Calendar)
| Payment Month | For Disability Month | Deposit Date (2025-2026) |
|---|---|---|
| November 2025 | December 2024 | Friday, November 28, 2025 (early due to holiday) |
| December 2025 | January 2025 | Wednesday, December 31, 2025 |
| January 2026 | February 2025 | Friday, January 30, 2026 |
| February 2026 | March 2025 | Friday, February 27, 2026 |
| March 2026 | April 2025 | Tuesday, March 31, 2026 |
| April 2026 | May 2025 | Friday, May 1, 2026 |
Who Qualifies for the $4,196 Maximum Rate?
You get the full $4,196.41 only if:
- Rated 100% schedular or TDIU (no future exams scheduled)
- Veteran only (no spouse, children, or dependent parents)
- Add $200–$400+ per dependent if you have them!
2025 VA Disability Pay Chart – Quick Reference Table
| Rating | Veteran Alone | + Spouse | + Spouse & 1 Child |
|---|---|---|---|
| 100% | $4,196.41 | $4,415.19 | $4,577.74 |
| 90% | $2,444.98 | $2,644.98 | $2,807.98 |
| 70% | $1,759.19 | $1,908.19 | $2,071.19 |
| 50% | $1,102.04 | $1,209.04 | $1,287.04 |
| 30% | $537.42 | $600.42 | $663.42 |
Expert Tips to Make Sure You Get Every Dollar
- Update your direct deposit in VA.gov (changes can take 30-60 days)
- Add new dependents within 1 year of life event for retro pay
- Check eBenefits or VA.gov in mid-November for your exact amount letter
- Set up text/email alerts from VA for payment notifications
Frequently Asked Questions (FAQs)
Q: When does the $4,196 payment actually hit my bank?
A: Friday, November 28, 2025 (the day after Thanksgiving).
Q: I’m 100% with a spouse and two kids — how much do I get?
A: Around $4,900+ — log into VA.gov for your exact amount.
Q: Will I get back pay?
A: Yes! If your claim was granted in 2024, you’ll see retroactive 2025 rates.
Final Thoughts
The $4,196 VA disability payment landing November 28, 2025 is real, record-breaking, and life-changing for thousands of veterans. Mark your calendar, double-check your dependents, and make sure your bank info is current. You earned this — don’t leave a single dollar on the table. Share this page with your veteran buddies so they don’t miss out either! 🇺🇸